EFUG has posted earnings per share of PKR 26.49 in CY25 (CY24: PKR 18.56). Moreover, in 4QFY25 the company marked an EPS of PKR 8.22 as compared to EPS of PKR 3.08 in 4QCY24.
Total business volume recorded was PKR 46.88 billion, representing a 12% growth in Gross Written Premium compared to CY24. Property segment remained the largest contributor with PKR 31.3 billion. Marine, Aviation and Transport stood at PKR 4.76 billion. Takaful, Motor and Miscellaneous contributed PKR 4.42 billion, 3.9 billion and 2.46 billion respectively.
The major revenue sectors are power plants, petrochemicals, textile, telecommunication, aviation and leasing. Company’s reinsurance arrangements are led off by the top four of the top five reinsurers of the world. Claim ratio remained at 42%. Meanwhile, combined ratio was reported to be 88%.
As of December 31, 2025, total assets stood at PKR 85.6 billion. Additionally, the total investment pool size stood at PKR 38.4 billion. Going forward, digital transformation remains core strategic pillar as the company seeks to align capabilities with evolving market needs.
Management also emphasized its focus on further reinsurance protection. The company intends to remain supportive of economic growth while prioritizing the preservation of capital strength and meeting regulatory expectations.
Important Disclosures
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