Meezan Bank Limited recorded earnings per share of PKR 49.23 in CY25, down 12% from PKR 56.63 in CY24. The bank recorded net interest income of PKR 252.5 Bn during CY25, down 12% from PKR 287.0 Bn in CY24. MEBL posted profit after tax of PKR 89.0 Bn in CY25, compared to PKR 101.5 Bn in CY24.
Total deposits grew 28% from PKR 2.6 Trn at Dec-24 to PKR 3.3 Trn at Dec-25. This growth was led by 29% growth in current account deposits followed by 21% growth in savings account deposits. Total investments stood at PKR 2.6 Trn, up 39% from PKR 1.9 Trn at end Dec-24. The portfolio consists of PKR 2.165 Trn in GIS, out of this 27% is in fixed rate products at an average yield of 11.4% and a duration of about 2.4 years.
The bank has opened 54 new branches in 2025 taking the tally to 1,105. Moving forward, it aims to continue to add 100-150 branches in 2026 in areas where surveys show there is demand from customers. CAR stood at 19.20% at end Dec-25, compared to 20.35% at end CY24. Management apprised that this was far above the regulatory requirement despite a modest decrease driven by an increase in the private sector credit portfolio, reclassification of investments from banking to trading book and the paying off of PKR 4 Bn tier-2 sukuk as well.
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